Honest, first-hand travel and forex card reviews from a frequent Indian traveler. Real trips, real statements, real numbers.https://jain-sanchit.github.io/https://jain-sanchit.github.io/blog/niyo-vs-scapia-card/https://jain-sanchit.github.io/blog/niyo-vs-scapia-card/I used Niyo in Thailand, Malaysia & Singapore, and Scapia in Japan, Indonesia, Malaysia & the UK. Honest 2026 comparison: fees, limits, rewards, airport perks.Thu, 25 Jun 2026 00:00:00 GMTSanchithttps://jain-sanchit.github.io/blog/scapia-airport-privileges/https://jain-sanchit.github.io/blog/scapia-airport-privileges/Scapia gives lounge access, free meals, Rs 1,000 shopping and spa after Rs 20,000 monthly spend. Here is what I actually redeemed at Indian airports in 2026.Sun, 28 Jun 2026 00:00:00 GMTSanchithttps://jain-sanchit.github.io/blog/scapia-bali-atm/https://jain-sanchit.github.io/blog/scapia-bali-atm/I withdrew cash in Bali with the Scapia card. Per-rupee cost — including ATM fees — was lower than what I paid at Orient Exchange in Bangalore before the trip.Sat, 27 Jun 2026 00:00:00 GMTSanchithttps://jain-sanchit.github.io/blog/scapia-japan-iphone/https://jain-sanchit.github.io/blog/scapia-japan-iphone/I bought the iPhone 17 Pro in Japan with the Scapia Federal Credit Card on my Nov 2025 trip. Real numbers on how much I saved versus India retail.Fri, 26 Jun 2026 00:00:00 GMTSanchit