About Sanchit — Frequent Indian traveler & forex card user
I'm Sanchit. I travel often — typically several international trips a year out of India — and I write about the credit cards, forex products, and travel decisions that actually matter when you land in a new country and need to spend money.
Why this site exists
Most "best forex credit card" articles online are written by people who have never swiped the cards they review. The numbers come from press releases. The "pros and cons" are paraphrased from official websites. The screenshots are stock images.
I started this site because I was tired of looking up "Niyo vs Scapia" and getting twelve identical listicles, none of which mentioned the things I actually cared about — like whether the card got declined at the Bali ATM, or whether the airport-perks threshold was realistic to hit.
The trips behind the reviews
At time of writing, my recent trips include:
- Thailand, Malaysia, Singapore (2024) — Niyo Global
- Japan (November 2025) — Scapia Federal Credit Card
- Indonesia & Malaysia (February 2026) — Scapia (₹95,997 spent)
- United Kingdom (June 2026) — Scapia (₹24,452 spent)
- Upcoming: Singapore and Europe later this year
I keep the statements and Scapia's in-app savings tally to back up the numbers I write about. When a card disappointed me, I'll say so.
How I make money from this site
Right now, I don't. There are no affiliate links and no sponsored content on this site at the time of writing. If that changes in the future, I will disclose it on the affected articles.
Get in touch
Found a factual error in a review? Have a card you'd like me to compare against the ones I already use? Reach out — I'd rather correct a number than leave a wrong one published.